Credit Genie

Credit Genie helps you manage your money with spending insights, overdraft alerts, and, if you're eligible, Cash Boost: early access to pay you've already earned.

✅ CASH BOOST: UP TO $150*

Access part of your earned pay before payday. No interest, no credit check, no late fees. Standard delivery is free, and no paid membership (Optional: $9.99/month) is needed to get a Cash Boost.

✅ TRACK YOUR SPENDING

See where your money goes and budget with confidence.

✅ OVERDRAFT ALERTS

Get alerts when your account is at risk of overdrafting.

✅ SPECIAL OFFERS

Save with curated deals and cash-back offers from partners.

✅ SAFE & SECURE

Encryption to help protect your information.

Additional Details

Cash Boost is an Earned Wage Access (EWA) service that lets eligible users access accrued, unpaid income. It is not a personal loan, a line of credit, or a credit product.

Delivery: Standard delivery is free and generally arrives in 1 to 3 business days. Express and Instant delivery are optional, faster, and subject to fees shown in the app before you confirm. Express and Standard delivery do not require a Paid Membership.

Repayment: We assign your repayment date based on when we estimate your next deposit will arrive, and we show you that date and the total amount before you accept a Cash Boost. Repayments are processed through an autopay transaction linked to your account. You can request a change to your repayment date in the app. There is no interest, no penalty, and no additional fee for changing your repayment date. Credit Genie has no legal or contractual claim against you for failure to repay a Cash Boost, and Cash Boosts are not reported to credit bureaus.

An example: a $40.00 Cash Boost with optional Express delivery. Cash Boost amount: $40.00. Express delivery fee: $3.99. Total repayment with Express delivery fee: $43.99.

Terms & Conditions: https://creditgenie.com/terms-and-conditions

Privacy Policy: https://creditgenie.com/privacy-policy

Credit Genie

3411 Silverside Rd, Ste 104

Wilmington, DE 19810

Creditly Corp. is registered with the California DFPI under the CCFPL, registration # 04-CCFPL-1956127-3514680.

Credit Genie state EWA registrations:

CA: 04-CCFPL-1956127-3514680

KS: EWA.0000021

UT: 14253586-EWAS

MO: 9594

*Offer approval and amount subject to eligibility requirements. Eligibility is based on accrued, unpaid income and other factors. Not available in all states. A Paid Membership ($9.99/month) is required for "Instant Delivery" but is not required for Express or Standard delivery, or Cash Boost access. Instant and Express Delivery are subject to additional fees with delivery within 30 minutes via Card or 1 Business Day via Same Day ACH.