CashBag-Line of Credit

CashBag — A Smart Choice for Accessing Credit

CashBag is a digital line of credit platform designed to provide flexible financial assistance when you need it. Instead of having to apply for a new loan every time, you can get a reusable line of credit after a simple initial eligibility assessment.

Whether it's everyday expenses, coping with unexpected events, or managing short-term cash flow, CashBag helps you access funds conveniently, with a simple and transparent lending experience.

Why Choose CashBag?

Reusable Line of Credit

Get one-time approval and receive a revolving line of credit. When you repay the amount used, the available credit limit is automatically returned, allowing you to use it again in the future.

Easy Online Application

Apply online using the correct identity documents and basic information. The entire process is designed to be fast and convenient.

Borrow Only What You Need

Withdraw only the amount you need within your approved limit, with interest only charged on the amount actually drawn.

Transparent Rates and Fees

Before each withdrawal, you will clearly see the interest rate, fees, repayment amount, and repayment schedule to help you make informed financial decisions.

Fast Eligibility Assessment

Our intelligent eligibility assessment system efficiently processes qualified requests, helping you access your approved line of credit faster.

Secure and Reliable

We use industry-standard encryption and security measures to help protect your personal information and provide a secure user experience.

Credit Line Information

Credit Line: 2,000 – 80,000

Repayment Period: 120–180 days

Maximum Annual Rate (APR): 14.6%

Daily Interest Rate: 0.04% of the amount withdrawn

Interest is calculated only on the amount you withdraw. No interest or fees will be charged on any unused portion of the credit line.

Calculation Example

If you withdraw 10,000 and have a repayment period of 120 days:

Daily Interest

10,000 × 0.04% = 4

Total Interest

4 × 120 = 480

Amount Received

10,000

Total Repayment Amount

10,480

The actual credit line, repayment period, and fees will depend on your eligibility assessment.

Eligibility Requirements

To apply for CashBag, you should meet the following criteria:

Be at least 18 years old.

Have valid, government-issued identification documents.

Have a personal bank account in your own name.

Have a stable source of income.

Personal Data Protection Policy

CashBag values ​​your privacy and is committed to protecting your personal data.

We only collect information necessary for identity verification, eligibility assessment, account management, and the provision of our services. Personal data may include identifying information, device information, and other information necessary for compliance, fraud prevention, and risk management.

All data is transmitted and stored securely using advanced encryption technology. We will not sell or disclose your personal data to unrelated third parties without your consent, except as required by applicable law or necessary to support legitimate business operations, compliance with regulatory authorities, or fraud prevention.

For more information on how we collect, use, and protect your data, please see our Privacy Policy available within the application.

Contact Us

Customer Service Hours

Monday – Saturday

9:00 AM – 6:00 PM

Email: devops@sapmankongworld.com