Pinang Flexi

Cash loans of up to IDR 25 million with an easy and secure process—exclusively for those who receive their salary in a Bank Raya or Bank BRI account!

Pinang Flexi is a Bank Raya product designed to help you meet various financial needs quickly and conveniently. As Indonesia’s pioneer in app-based loans, Pinang Flexi offers the very best in service and reliability.

👉🏻 Why choose Pinang Flexi?

• Loans Up to IDR 25 Million with Competitive Interest.

Find flexible solutions for your financial needs.

• Repayment Terms up to 18 Months

Choose a plan that best fits your budget.

• Easy Requirements

Apply using only your KTP, plus enhanced security with selfie verification.

• Hassle-Free Repayment

Installments are automatically deducted from your salary account.

👉🏻 Loan Simulation

If you borrow IDR 1,000,000 for 12 months with a 1.5% monthly interest, your monthly installment is IDR 98,334, for a total repayment of IDR 1,108,008.

Don’t wait any longer! Download Pinang Flexi now and discover a simpler way to finance your needs—straight from your phone.

Have a question or need more information?

You can reach Sapa Raya through:

Contact Center: 1500 494

WhatsApp: 0812 1000 0494

Telegram: t.me/RayaDigitalSupportbot

Instagram: @bankraya

Website: https://bankraya.co.id/

PT Bank Raya Indonesia Tbk is licensed and supervised by Otoritas Jasa Keuangan and is a member of Lembaga Penjamin Simpanan