Lana Digital: Línea de Crédito

Lana Digital is a personal loan and online credit app in Mexico. From your cell phone, you can apply for a revolving line of credit from $800 to $20,000 pesos and find out the evaluation result in as little as 5 minutes, subject to approval.

Apply for your credit online quickly and easily through the app. You can use it for personal expenses, emergencies, or urgent needs. Before receiving the money, review the interest rate, VAT, payment dates, total amount due, and the contract. The transfer is made only after your confirmation.

With your approved line of credit, you decide how much you need. You can use only the amount you need and, as you make your payments, recover available credit to use your line again, subject to evaluation, availability, and applicable terms and conditions.

😊 Your credit, under your control

✓ Use only the amount you need.

✓ Choose bi-weekly or monthly payments, up to 12 installments.

✓ Select an available payment date.

✓ Review the costs and conditions before accepting.

✓ Receive the money via SPEI after confirming the contract.

✓ Replenish your available balance as you pay.

✓ Check your credit line and payments from the app.

🌟 Benefits

*Completely online application.

*No proof of income or guarantor required.

*No upfront payments to apply for or receive the loan.

*Costs, dates, and total amount are visible before accepting.

*Customer support to answer your questions.

*Your on-time payments can help you increase your credit line.

📲 How to apply for your loan?

1. Download Lana Digital and register your cell phone number.

2. Complete your information and verify your identity.

3. Provide your INE (National Electoral Institute ID) and CURP (Unique Population Registry Code) for evaluation.

4. If your application is approved, choose the loan amount and payment plan.

5. Review the costs, dates, total amount due, and contract.

6. Confirm the loan and register your CLABE account to receive the funds.

📋 Requirements

✔ Be over 18 years of age.

✔ Be a Mexican citizen and reside in Mexico.

✔ Have a personal cell phone number.

✔ Have a valid INE (National Electoral Institute) ID, RFC (Federal Taxpayer Registry), and CURP (Unique Population Registry Code).

💰 Payments

Make your payments via SPEI transfer, available 24/7, 365 days a year.

🎁 Lana Back

If you are eligible and pay on time, you can receive up to 30% cashback on interest paid, depending on your credit level and applicable terms. See the app for details.

💳 Credit Line Information

*Amount: from $800 to $20,000 MXN.

*Term: 91 to 360 days.

Frequency: Bi-weekly or monthly, up to 12 payments.

Maximum Annual Percentage Rate (APR): 360% excluding VAT.

Informative Annual Percentage Rate (APR): 2184.9%.

Final terms and conditions are subject to evaluation and approval.

Representative Example

For an approved line of credit of $6,000 pesos, if you use $5,000 pesos for 120 days and choose 4 monthly payments:

-Total interest: $3,600 pesos.

-VAT: $576 pesos.

-Total amount to pay: $9,176 pesos.

-Monthly payment: $2,294 pesos.

Review the contract, the interest rate, the APR, the payment schedule, and the total amount before accepting.

✅ Security, Privacy, and Transparency

For those seeking secure and reliable online loans, Lana Digital displays costs and terms before acceptance and does not request upfront payments. Your data is used in accordance with the Privacy Notice to verify your identity, prevent fraud, and conduct credit assessments. Information is transmitted via encrypted connections.

🔒 Privacy Notice:

https://lanadigital.mx/legal/agreements/privacy

🏛️ Institutional Information

Lana Digital, S.A. de C.V., SOFOM, E.N.R., is registered with CONDUSEF in the SIPRES database.

📞 Contact Us

Phone: +52 55 8526 4794

Email: ayuda@lanadigital.mx

Website: https://lanadigital.mx/

Facebook: https://www.facebook.com/LanaDigital.mx

Address: Ignacio L. Vallarta 1, 3rd Floor, Col. Tabacalera, Cuauhtémoc, C.P. 06030

Hours: Monday to Saturday, 9:00 AM to 5:00 PM