Ekko

EKKO - is an application that allows employees to receive a flexible salary "NOT A LOAN", receive salary whenever needed. The salary advanced through EKKO will be deducted from the payroll at the end of each pay period.

- Flexibly receive salary, conveniently and quickly in just 15 seconds, can withdraw salary 24/7, even at midnight

- It's not a loan so there's no interest, only technology service fees are displayed corresponding to each salary withdrawal.

- No costs incurred if not used.

*** Frequently asked questions ***

- 'Is this a loan app?' => This is definitely not a loan application or pawnshop model like the previous answer to Google a few months ago.

Technically, the Ekko application is providing a tool for public, private or state-owned enterprises to manage their employee payroll periodically. According to Article 101 of the Vietnamese Labor Law, employees are allowed by the employer to pay wages in advance as agreed in the labor contract. Ekko is a platform for Corporate HR to handle their roles according to the law without lengthy and time-wasting procedures.

Overall, Ekko is a digital platform for salary and workday management, allowing employees to withdraw their actual daily salary at any time. Additionally, businesses will be able to connect with their employees with announcements and news. In the general market, Ekko will help affiliated businesses pay more attention to skilled workers, helping them not be distracted from other daily worries about unemployment benefits.

- 'How does the salary advance feature work?' => The "salary advance" feature is the main flow that Ekko aims to build. Users can withdraw part of their salary using the "salary advance" feature. Ekko will automatically process the data provided by affiliated businesses so that qualified users can receive their salaries in a time that suits their immediate needs.

- 'Is there any interest rate; And if so, what is the interest rate?' => There is no interest for employees. Users will pay one and only one fixed fee at the time they withdraw their salary in advance