PORTMONETA

Benefits of the PORTMONETA app:

- Ability to submit a quick financing application with Bocian - without activating the app.

After activating the app with a Bocian Finanse advisor:

- Scratch cards - Participation in a prize draw - Ability to make remote repayments according to schedule

- Access to repayment history

- Contract information

- Access to new offers

The owner of the PORTMONETA, Bocian Finanse, and Bocian Leasing brands is EVEREST FINANSE Spółka Akcyjna.

The data controller is: EVEREST FINANSE Spółka Akcyjna, ul. Stary Rynek 88, 61-772 Poznań, Poland. You can contact them in writing at the address provided above, by phone at 600 100 100, by email at biuro@bocianfinanse.pl, or via the website www.bocianfinanse.pl.

The information clause and other important information can be found at: https://www.bocianpozyczki.pl/regulaminy-i-dokumenty

Everest Finanse S.A. acts as a loan intermediary and cooperates with the lender Multitude Bank p.l.c., based in Malta. The intermediary is authorized to present the lender's offer.

The Annual Percentage Rate (APR) for the loan for which Everest Finanse S.A. is the loan intermediary is 285%.

The consumer sale-and-leaseback agreement constitutes a separate and independent agreement and is not subject to the provisions of the Consumer Credit Act of May 12, 2011.

A representative example of a revolving loan on the PejKarta Credit Card: the total loan amount, i.e., the maximum credit limit, is PLN 1,500.00; the term of the PejKarta credit card agreement is 12 months. Total cost of the loan – PLN 1,421.12, which consists of: fixed loan interest rate (interest) - 2.5%, i.e. PLN 23.36, annual card management fee – PLN 1,397.76; Actual annual percentage rate (APR/APR) - 284.96%; Total amount to be paid by the consumer – PLN 2,921.12, which consists of: Total loan amount (PLN 1,500.00) and Total cost of the loan (PLN 1,421.12), is repaid in 52 weekly installments, including 51 decreasing installments each consisting of 2.0% of the remaining capital to be repaid (credit used), interest accrued on the remaining capital to be repaid and weekly card management fee, in the following amounts in PLN: 57.60; 56.98; 56.38; 55.80; 55.21; 54.65; 54.10; 53.54; 53.01; 52.49; 51.98; 51.48; 50.98; 50.50; 50.03; 49.57; 49.11; 48.67; 48.23; 47.81; 47.39; 46.98; 46.58; 46.18; 45.79; 45.41; 45.05; 44.69; 44.33; 43.98; 43.63; 43.30; 42.98; 42.65; 42.33; 42.02; 41.73; 41.43; 41.13; 40.85; 40.57; 40.29; 40.03; 39.77; 39.51; 39.26; 39.00; 38.77; 38.53; 38.30; 38.07 (Minimum Repayment Amount), and the final, 52nd installment, consisting of the remaining principal, interest, and card management fee, in the amount of PLN 562.47 (Final Repayment Amount). The calculation was made as of September 20, 2024.

The agreement is for a 12-month repayment period with the option of early termination.

The Portmoneta app only works in Poland.