Wodi Money

Why Choose Wodi?

Send money via WhatsApp or voice. Get a free Visa debit card. Accept payments from your phone. Trusted by 1.7M+ users in 50+ countries. Your phone number is your bank.

Your phone number is your bank account. Your corner store is your branch.

WODI is the all-in-one money app built for people the financial system forgot. Send money to 50+ countries. Get a free Visa debit card. Accept card payments from your phone. Build credit. Go crypto. And do it all without needing a traditional bank account.

1.7 million people already trust WODI. Here's why.

SEND MONEY WORLDWIDE — FAST & CHEAP

Send money to mobile wallets, bank accounts, and debit cards in 50+ countries. Africa, Latin America, Europe, the Caribbean — WODI gets your money there in seconds, not days.

- $1 flat fee on transfers (vs. 6.5% industry average)

- Payout to M-Pesa, Airtel Money, Wave, bank accounts, and debit cards

- Track every transfer in real time

SEND MONEY BY VOICE OR WHATSAPP

Don't want to use an app? Just talk. Send money by texting WhatsApp or speaking to our AI assistant. If you need a human, one picks up in under 60 seconds. We built remittances for people who trust conversation over screens.

FREE VISA DEBIT CARD

Get a Visa debit card in minutes — no credit check, no minimum balance, no bank account required. Pay online, tap in-store, or withdraw cash at any ATM. Works everywhere Visa is accepted.

ACCEPT CARD PAYMENTS

Turn your phone into a payment terminal. Accept credit and debit card payments directly from your smartphone — no expensive hardware required. Perfect for small businesses, freelancers, and side hustles.

Upgrade to our $99 POS terminal for tap, swipe, and dip payments with a built-in receipt printer.

YOUR CORNER STORE = YOUR BANK

Need cash? Walk into any WODI Agent store — the barbershop, the pharmacy, the grocery store on your block — and deposit or withdraw cash. 10,000+ agent locations worldwide. No bank branch needed.

Become a WODI Agent and earn 20-40% commission on every transaction. Turn your store into a mini-bank for your community.

GO CRYPTO

Send, receive, and swap stablecoins (USDC, USDT). Accept crypto payments. Convert between fiat and crypto instantly. Your phone number is your wallet address — no complex wallet setup required.

BUILD CREDIT WITH AI

No credit history? WODI's AI builds your financial identity from your transaction history. Every transfer, every payment, every deposit contributes to your financial profile. Access starts here.

AI-POWERED BUSINESS TOOLS

WODI AI agents work as your virtual employees — generating income statements, managing customer interactions, and automating your business operations. One app, an entire back office.

WHY 1.7 MILLION PEOPLE CHOSE WODI

- Enabled by Visa — 5-year strategic partnership

- Live in all 50 US states + 50 countries

- Winner, 2025 Microsoft Positive Impact AI Challenge

- Backed by Microsoft, NVIDIA, and Washington DC Economic Partnership

- Patent-pending technology (USPTO: 63/215,864)

- 24/7 support via phone, WhatsApp, and in-app chat

ONE APP. EVERYTHING YOU NEED.

Get Paid — Accept payments to your phone number

Store Money — Digital wallet + agent cash-out anywhere

Send Money — $1 transfers via app, WhatsApp, text, or voice

Pay Anywhere — Visa card accepted worldwide

Build Credit — AI-powered financial identity

Grow Business — Virtual AI employees

Go Crypto — Stablecoin transfers and payments

Talk to Us — Human support in under 60 seconds

Keywords for SEO:

Wodi, Wodi Money, Money Transfers, Mobile Money, Card Payments, Payments App, Send Money, Visa Card, Bank Account, Financial Inclusion, Global Money Transfers, Community Banking, Mobile Wallets, Cash Deposits, Withdraw Funds

App Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/