Debt Payoff Tracker

Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.

WHY CHOOSE US?

We offer 4 proven payoff strategies including our exclusive Credit Score Focus method that prioritizes high-utilization credit cards to improve your credit score while eliminating debt.

SMART PAYOFF STRATEGIES

• Debt Snowball — Pay smallest balances first for quick wins

• Debt Avalanche — Tackle highest interest rates first to save money

• Credit Score Focus — Prioritize high-utilization cards to boost credit

• Custom Order — Arrange debts your way

KEY FEATURES

SEE YOUR DEBT-FREE DATE

Know exactly when you'll be debt-free. Our calculator updates in real-time as you make payments.

WHAT-IF CALCULATOR

See how extra payments speed up your journey:

• Months saved

• Interest avoided

• Side-by-side comparison

TRACK ALL YOUR DEBTS

Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.

MULTI-CURRENCY SUPPORT

Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.

PAYMENT HISTORY

• Record payments with date and amount

• See principal vs. interest breakdown

• Add notes for extra payments

BEAUTIFUL VISUALIZATIONS

• Animated progress ring

• Balance distribution chart

• Monthly payment timeline

PAYMENT SCHEDULE

Month-by-month breakdown showing exactly when each debt will be paid off.

STRATEGY COMPARISON

Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.

PAYMENT REMINDERS

Customizable notifications so you never miss a payment.

SECURITY & PRIVACY

• App Lock with Face ID, Touch ID, or Passcode

• All data stored on your device

• No account required

WORKS ON iPHONE & iPAD

Beautiful responsive design with dark mode support.

CREDIT UTILIZATION TRACKING

Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.

PREMIUM

Upgrade to track unlimited debts. Free version allows 1 debt.

Start your journey to financial freedom today!

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