Credito365: préstamos México

Using the Credito365 mobile app, you can easily and quickly get a loan of up to MXN 20,000 in just 3 minutes without leaving your home.

How to get a personal loan using the Credito365 app:

Install the app on your phone.

Choose the loan amount and term using the loan calculator and click the "Get Money" button.

Register your information and complete a short application, then enter your bank account details so we can deposit the money.

Wait for validation. If your application is approved, digitally sign your contract and we will deposit the money into your account immediately.

Who can get a quick loan with Credito365?

All adult citizens between 18 and 70 years old can receive a loan in Mexico. We offer cash loans to everyone, from students and employees to the unemployed.

To get an online loan, you only need:

Mexican nationality and to be between 18 and 70 years old at the time of registration.

Valid official ID (INE or passport).

Valid phone number.

Bank account issued by a Mexican institution.

To receive the money, you don't need certificates, guarantors, or collateral. During registration, you will go through a verification process.

How to pay an online loan?

There are several ways to pay a loan with Credito365 (this also applies to paying accrued interest).

Access your account through our mobile app or website.

Go to the "Payment" option.

Three payment options will appear:

Debit or credit card

You will be asked for the cardholder's information, card number, and expiration date.

You will be redirected to receive confirmation of your payment.

Bank transfer (SPEI)

Log in to your bank account and enter the information displayed on the portal to make the payment.

Cash payment (Convenience stores)

Download your receipt and pay at participating stores. Terms and Conditions:

- Minimum loan term: 61 days.

- Maximum loan term: 90 days.

- Minimum age to borrow: 18 years.

- Minimum annual interest rate: 728%.

- Maximum annual interest rate (excluding promotions): 730%.

Example of loan calculation at the minimum interest rate:

You take out a loan of $10,000.00 pesos for 61 days at an interest rate of 2% (730% annual).

Calculation: 10,000 * 61 * 2% = 22,400 MXN.

Example of loan calculation at the maximum interest rate:

You receive $10,000.00 pesos for 90 days at an interest rate of 2% (730% annual) plus a first loan fee of 200 MXN.

Calculation: 10,000 * 90 * 2% + 200 = 28,200.

*The amount to be received may be reduced considering current discounts and promotions.

Federal Law for the Prevention and Identification of Operations with Illicitly Obtained Resources:

Article 17, section two, subsection IV of the Federal Law for the Prevention and Identification of Operations with Illicitly Obtained Resources.

Credit365, S.A.P.I. de C.V. Rousseau No. 14, 1st Floor, Anzures, Miguel Hidalgo, Mexico City, 11560 Mexico (MX)