Cashai แคชไว

Cashai is your trusted financial partner.

We offer convenient, secure, and legally compliant loan products to suit individual spending needs. Developed by Wellin Capital Co., Ltd., under the supervision of the Ministry of Finance, we adhere to the highest security standards. Your personal information is strictly protected under the Personal Data Protection Act B.E. 2562 (2019).

Key Features of Cashai:

• Wellin Capital Co., Ltd. is licensed by the Fiscal Policy Office (FPO) and under the supervision of the Ministry of Finance, providing safe and legal loan services.

• Open to all professions and income levels for easy application.

• Upon approval, you have the opportunity to receive a loan amount up to 50,000 baht.

• Maximum monthly interest rate of 2.75% and annual rate per interest rate (APR) of no more than 33%. No hidden fees.

We offer transparent terms and conditions:

• Loan amount: 2,000 – 50,000 baht

• Interest rate: Up to 33% per annum (APR)

• Repayment period: From 91 days to a maximum of 12 months

Example of repayment calculation:

A customer received a credit limit of 20,000 baht and signed a loan agreement for 10,000 baht, receiving the funds on April 1st, choosing a 5-installment repayment plan with an annual interest rate of 24%.

• May 1st: Payment of 2,121.58 baht (Accumulated interest for 30 days = 10,000 * 24% * 30/360 = 200 baht, Principal = 1,921.58 baht) Remaining principal = 8,078.42 baht

• May 31st: Payment of 2,121.58 baht (Interest 161.57 baht, Principal = ...) • On June 30, pay 2,121.58 baht (interest 122.37 baht, principal = 1,999.22 baht), remaining principal = 4,119.18 baht

• On July 30, pay 2,121.58 baht (interest 82.38 baht, principal = 2,039.20 baht), remaining principal = 2,079.98 baht

• On August 29, pay 2,121.58 baht (interest 41.60 baht, principal = 2,079.98 baht), remaining principal = 0 baht

Total payments: 10,607.90 baht

Total interest: 607.90 baht

APR: 24%

Eligibility:

• Thai nationality

• Age between 20 – 60 years old

How to use:

1. Download the Cashai app and register.

2. Verify your identity with your national ID card.

3. Fill out the application form and wait for approval.

4. Choose your desired loan amount and repayment period.

5. Receive funds into your account immediately.

6. Make payments according to the plan.