Chexy

Live bigger with Chexy.

Pay rent, mortgages, utilities, condo fees, taxes, insurance and more, all from one app. Use your credit card for eligible bills to collect points and cashback, or pay from your chequing account.

Collect rewards on everyday bills

Use the credit card that gives you the most back, even when your recipient doesn't accept cards. Collect cashback, Aeroplan points, Amex Membership Rewards and more on eligible payments. Pay your mortgage from your chequing account to collect Aeroplan points.

Set it once. Chexy handles the rest.

Add your bill, choose your schedule and payment method, and track everything in one place. Chexy supports Interac e-Transfer, Bill Pay and Pre-authorized Debit (PAD), depending on the bill. A 1.75% platform fee applies to all payments.

How it works

Add your payment: Set up rent, mortgage, utilities, condo fees, taxes, insurance and more.

Set your schedule: Choose a one-time or recurring payment, including weekly, bi-weekly, monthly or custom.

Select the payout method: Choose Interac e-Transfer, Bill Pay or PAD to match how your recipient is paid today.

Choose how you pay: Link up to 5 credit cards for eligible bills, or use your chequing account for mortgage payments.

Chexy handles the rest: For credit card payments, Chexy charges your card four business days in advance so your recipient is paid on time while you collect rewards. Mortgage payments are funded directly from your chequing account.

Over 200,000 Canadians are living bigger

Chexy has processed over $1.5 billion in payments and put $35M back in the pockets of Canadians.

Refer a friend

Refer a friend and collect $20 when they schedule their first payment. New users only.

About Chexy

Chexy is a fintech company. Payment services are provided through People's Trust Company, a federally regulated trust company and CDIC member institution. Chexy is registered with the Bank of Canada as a Payment Service Provider and with FINTRAC as a Money Services Business, and maintains PCI DSS and SOC 2 Type 2 compliance. All card data is tokenized and stored in an isolated, encrypted environment using bank-grade key management. Identity verification and sanctions screening are performed on all accounts to ensure full compliance with Canadian financial regulations.

Chexy is a Canadian company, founded and headquartered in Toronto. Backed by Khosla Ventures, Air Canada, Crossbeam Ventures, Venrex and Antler.