Coinly: Budget Expense Tracker

Coinly is a fast, private expense tracker and money manager built for people who want clear control of their money — without ads, subscription walls, or surprise data loss. Track income and expenses, plan monthly budgets, and turn every transaction into a clear picture of your spending, savings, and cash flow. Whether you manage a single wallet or multiple accounts and currencies, Coinly keeps your finances simple, fast, and offline-first.

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✨ WHY COINLY

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🔒 Offline-first — your ledger stays on your device, backed up only if you choose

🚫 No ads, no subscription — free to use, apart from optional AI capture, which runs on coins

☁️ Automatic encrypted Google Drive backup — switch phones without losing years of data

⚡ Add a transaction in seconds with the built-in expense calculator — designed for daily, real-world use

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📊 EXPENSE TRACKER & BUDGET PLANNER

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Coinly is a complete expense tracker, expense manager, and monthly budget planner in one app. Log daily income and expenses by category, set weekly, monthly, or yearly budgets, and watch live progress bars warn you before you overspend.

📝 Daily expense record with categories, notes, payees, and receipt photos

📅 Calendar view — see income and expenses at a glance for any day

📈 Analytics with daily, weekly, monthly, and yearly breakdowns — pie, bar, and line charts

🔁 Recurring transactions — schedule bills, subscriptions, and salary automatically

🏦 Multiple accounts: cash, bank, savings, cards — each with its own currency

🔀 Transfer tracking between accounts

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🛡️ MONEY MANAGER YOU ACTUALLY CONTROL

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Most expense manager apps lock features behind subscriptions or lose your data when you switch devices. Coinly is built the opposite way:

📱 Local-first storage — your finances stay on your phone

🔐 Optional Google Drive encrypted backup (AES-256, you hold the passphrase)

📤 Export expense reports to CSV, Excel, or PDF anytime — your data is yours to take

⏱️ Restore on a new device in under a minute with a single backup file

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📉 REPORTS & INSIGHTS

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🥧 Visual expense reports — pie, bar, and line charts for income vs. expenses

🏷️ Category breakdown and top payees for every period

📊 Track spending, savings, and net balance over time

🔍 Search any transaction by amount, date, payee, note, or category

🎯 Filter by receipt, note, transaction type, or custom date range

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🔥 STAY MOTIVATED

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🔥 Daily streak tracking — build the habit of logging your finances

🏆 Milestones at 3, 7, 14, 30, 60, 100, 200, and 365 days

❄️ Freeze tokens keep your streak alive when life gets busy

🎉 Mark no-spend days and celebrate your progress

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🎨 DESIGN & ACCESSIBILITY

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🌗 Light and dark themes

✨ Material 3 interface with customizable category colors and icons

📲 Home-screen widgets: quick-add, balance summary, and shortcuts

🌍 Available in 13 languages including English, French, Spanish, German, Arabic, and Tamil

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🔏 PRIVACY & SECURITY

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👆 PIN, fingerprint, and face-unlock app lock

🙅 No account required — sign-up is optional, only for cloud backup

🚷 No advertising or marketing trackers

📜 Plain-language privacy policy

Coinly is a personal expense manager, daily expense tracker, money manager, spending tracker, and budget planner — all in one offline-first app. Free to use, fast to start, easy to trust.

📥 Download Coinly and take real control of your money — no subscription, no ads, no data loss.