My Bills - Budget Planner

Ditch the spreadsheet.

My Bills replaces the monthly bill spreadsheet many people build in Excel, Google Sheets or on paper. Tick items off as you go, and everything rolls into the next month automatically.

If you currently manage your money with a spreadsheet, notebook or handwritten list, My Bills is built to replace it—not add another app on top of it.

Know what you can safely spend without spreadsheets, bank connections or complicated budgeting tools.

Fed up with managing your monthly bills in a spreadsheet? My Bills is a bill planner, recurring bill tracker and manual budget planner that replaces your spreadsheet with a faster, simpler way to organise bills, expected income and upcoming payments—so you always know what you can safely spend.

My Bills combines your current balance, expected income and remaining bills to give you one clear Safe To Spend figure.

Safe To Spend = Current Balance + Expected Income − Remaining Bills

Update your balance, tick off what has been paid or received, and your Safe To Spend figure updates instantly. It’s everything people love about a spreadsheet, without the monthly rebuilding or manual calculations.

If you’ve been copying the same Excel or Google Sheets budget spreadsheet into a new month and updating it by hand, My Bills was built for you. Instead of rebuilding your spreadsheet every month, simply continue where you left off while your recurring bills automatically roll forward.

Whether you’re looking for a bill planner, bill organiser, recurring bill tracker, budget planner, expense tracker, monthly budget app or an alternative to your Excel or Google Sheets budget spreadsheet, My Bills keeps your recurring bills organised and shows what you can safely spend after accounting for upcoming income and remaining bills.

SIMPLE MONTHLY PLANNING

• Add your regular bills and income

• Track one-time and recurring payments

• Tick bills off when they are paid

• Mark income when it is received

• Organise upcoming bills and expected income

• See overdue items from previous months

• View upcoming income and bills on a monthly calendar

• Edit individual recurring bill occurrences when something changes

• Use Flexi items for costs such as food, fuel and spending money

• Back up and restore your data manually

CURRENCY AND APPEARANCE OPTIONS

• Choose from 18 supported currencies

• Confirm your preferred currency during setup

• Change your currency later from Settings

• Switch between System, Light and Dark appearance options

• Use System mode to match your device

Currency selection changes how amounts are displayed only. Existing amounts are never converted and My Bills does not use exchange rates.

BUILT FOR PEOPLE WHO OUTGREW THEIR BUDGET SPREADSHEET

My Bills is for people who manage money month to month and want a simple answer to one question:

How much can I safely spend right now?

It works well for wages, benefits, pensions, household income and any combination of regular or changing payments. Stop rebuilding your spreadsheet every month and let My Bills keep everything organised automatically.

PRIVATE BY DESIGN

• No bank connection

• No CKA Systems account

• No advertising

• No analytics

• No behavioural tracking

• Your budgeting and financial planning data stays on your device and is not uploaded to CKA Systems

Core budgeting features work offline. Internet access may be used for Google Play subscription features and when opening external legal or support pages.

FREE AND PREMIUM

The free version allows you to save up to:

• 5 income items

• 8 bill or outgoing items

Recurring occurrences do not count as additional saved items.

My Bills Premium removes these limits and allows unlimited saved income and bill items. Premium is available as a monthly subscription through Google Play. The current price is shown before purchase.

My Bills does not provide financial advice. It is a personal financial planning tool based on the information you enter.