Kab Digital: Empréstimo Online

Personal Loan is at KAB. Apply for your loan through the app!

The Money Wednesday & Thursday campaign is back. At KAB, you can apply for your Personal Loan digitally, directly through the app, subject to credit analysis and approval.

KAB offers personal loans to customers in the Southern region of Brazil who need to organize their finances, make plans, or use the money according to their needs.

How to apply for your Personal Loan

Make your request directly through the KAB app. Simulate the available credit, check the conditions presented to you, and submit your proposal for analysis.

The process is digital, and the terms of the loan may vary according to the credit analysis and the profile of each customer.

Main Features of the Loan

• Application directly through the app

• Personal loan subject to analysis and approval

• Loan amount up to R$ 20,000, subject to availability and credit analysis

• Payment term from 3 to 36 months

• Possibility of first payment in up to 45 days, according to the terms of the contract

• No need for real estate or vehicle as collateral, according to the product conditions

• No need for a guarantor, according to the product conditions

Personal Loan Conditions

The amount available, the interest rate, the term, the number of installments and other conditions are defined according to the credit analysis.

Payment term: from 3 to 36 months.

Fees: interest rates and other costs are informed during the simulation and may vary according to the terms of the contract.

Total Effective Cost (CET): the CET represents the total cost of the operation and considers the charges and other expenses applicable to the loan. Consult the CET presented in the simulation before contracting. Loan approval is subject to credit analysis and consultation with credit protection agencies.

Example of loan approval:

For a loan of R$ 1,000.00, with a term of 24 months:

• Loan amount: R$ 1,000.00

• APR: 8.37% per month

• APR: 166.17% per year

• Term: 24 months

• Installment amount: R$ 99.05

• Total paid: R$ 2,377.29

This example is for illustrative purposes only. The actual conditions offered may vary according to the credit analysis and the conditions available at the time of approval.

Use the credit according to your needs

The KAB Personal Loan can be used for different purposes, such as reorganizing finances, making plans, or making purchases.

Before applying, evaluate the conditions presented in the simulation, including the installment amount, term, interest rates, and Total Effective Cost (TEC).

About KAB

KAB originated from Kredilig, the finance company of Koerich stores, a chain with over 70 years of history and more than 130 stores in Santa Catarina.

In addition to Personal Loans, KAB offers an exclusive card for purchases at Koerich stores, with specific conditions for customers.

Attention to the application conditions

Credit approval is subject to analysis and approval. The amount, term, interest rate, TEC, and other conditions may vary according to the profile and credit analysis.

Consult all the conditions presented in the application before applying.

Download the KAB app, run your simulation, and check the Personal Loan options available to you.