Public – Stocks and Options

INVEST IN THOUSANDS OF STOCKS

Public gives you access to thousands of stocks and ETFs, backed by powerful research tools and real-time insights to inform your investment decisions.

EARN 3.3% APY ON YOUR CASH

With our high-yield cash account, you can earn 3.3% APY with no fees or minimums. Plus, you get up to $5M FDIC insurance—20x the standard coverage.

EARN OPTIONS TRADING REBATES

Public is the only investing platform with options trading rebates. Earn $0.06–$0.18 per stock or ETF contract based on your monthly trading volume.

ACCESS INDUSTRY-LOW MARGIN RATES

Now, you can increase your buying power on Public with a base margin rate of just 4.90%. That’s the lowest base rate among leading brokerages.

TRADE CRYPTO. DAY OR NIGHT.

Our growing crypto collection includes over 40 assets you can trade 24/7 with no maintenance window. Explore Bitcoin, Ethereum, Doge, and many more.

PROGRAM YOUR TRADING WITH OUR API

On Public, you get full read and write access to your account. Just grab your API keys with everything you need—from Python SDK to all major AI integrations.

Public (c) 2026

Public is Available to U.S. residents 18+ and subject to account approval.

All investing involves risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account offered by Public Investing, member FINRA & SIPC. Cryptocurrency trading services offered by Zero Hash LLC (NMLS ID 1699379), licensed to engage in virtual currency business activity by NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings not protected by FDIC or SIPC. Brokerage services for treasury accounts offering 6-month T-Bills offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services offered by Jiko Bank, a division of Mid-Central National Bank.

SECURITIES INVESTMENTS: NOT FDIC INSURED; NO BANK GUARANTEE; MAY LOSE VALUE.

Learn more: public.com/#disclosures-main

Investors must review the Options Disclosure Document (ODD): public.com/ODD. Options are risky and not suitable for everyone. Fee Schedule: public.com/disclosures. Rebate varies from $0.06-$0.18 based on monthly trading volume and subject to change. Terms of the Rebate Program: public.com/disclosures/rebate-terms.

A High-Yield Cash Account is a secondary brokerage account with Public Investing. Funds in this account are automatically deposited into partner banks where they earn a variable interest and are eligible for FDIC insurance. Neither Public Investing nor any of its affiliates is a bank. Learn more: public.com/disclosures/high-yield-account.

See terms and conditions of Public’s ACATS & IRA Match Program. Matched funds must remain in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. Before requesting a transfer to Public, please consider all fees charged by the delivering brokerage firm and any liquidations required by the delivering firm before the transfer can be completed. Certain assets are not supported by Public and will be ineligible for transfer. Learn more about Public’s brokerage account transfers, IRA transfers, and 401(k) rollovers.

Generated Assets (“GenA”) is an AI-powered interactive analysis tool. Output from GenA is generated at your direction and is intended for informational purposes only. Output should not be considered individualized investment advice or recommendations. We do not guarantee the accuracy, completeness, relevance, or timeliness of such output and will not be responsible for any losses that may result from your reliance on such information. See additional disclosures.

Supporting documentation furnished upon request.

Public Holdings Inc

228 Park Avenue South, Suite 97716

New York, NY 10003