OneScore: Free Credit Score

Take control of your financial health with OneScore, India’s most trusted free credit score app used by over 6 Crore Indians. Perform an instant free credit score check, track borrowing habits, and learn how to improve credit score metrics on a clean platform with zero spam and zero ads.

Free Credit Health Monitoring

- Free Experian Score: Perform a free credit score check and view detailed credit reports in seconds.

- Profile Alerts: Get notified whenever changes, updates, or new inquiries occur on your credit profile.

- Score Planner: Set target goals and receive personalised roadmaps to increase credit score levels.

- Find Out Why: Analyse the exact financial factors causing your credit score to rise or fall.

Upgrade to OneScore Plus

Supercharge your financial journey with our premium subscription features:

- Frequent Score Refreshes: Stay updated with weekly Experian refreshes and a monthly CIBIL score check to track your official CIBIL score changes.

- AI Credit Coach: Get instant answers to your credit queries from an intelligent AI chatbot, and easily draft emails to report credit report errors or frauds directly to bureau authorities.

- Approval Odds Predictor: Evaluate your loan approval probability based on your profile data before applying, protecting your score from unnecessary hard inquiries.

Unlock Exclusive Personal Loans

Maintain strong credit health with One Score to unlock instant personal loan offers from top lending partners:

- Loan Amount: Up to ₹7 Lakh

- Repayment Tenure: 6 to 48 months

- Interest Rates: 13.5% to 36% p.a.

- Processing Fees: 0% to 5% | APR: 16% to 42%

- Eligibility: Minimum CIBIL score of 650+, salaried or self-employed, valid Aadhaar and PAN card.

- Lending Partners: Kisetsu Saison Finance India (KSF), Sumitomo Mitsui Financial Group (SMFG), InCred Financial Services, Piramal Finance.

Representative Loan Example

For a loan of ₹50,000 at 13% p.a. interest for a 12-month tenure:

- EMI: ₹4,466 | Total Interest: ₹3,592

- Processing Fee (incl. GST): ₹1,179

- Disbursed Amount: ₹48,821 | Total Amount Payable: ₹54,771

100% Safe & Secure

Built on bank-grade security protocols, your data is completely private and never shared with unauthorised third parties. Download OneScore today for the complete credit monitoring app experience.

Contact Us:

- Email: onescorehelp@onescore.app

- Website: https://onescore.app

- Address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farms Phase II, Baner, Pune, MH IN 411045