SamaKita-Pinjaman Daring Cepat

SamaKita provides practical, transparent, and secure online lending services (Pindar) for various needs, with competitive interest rates and no additional fees.

SamaKita is operated by PT Sejahtera Sama Kita, a licensed and supervised Information Technology-Based Collaborative Funding Service (LPBBTI/Pindar) provider under the Financial Services Authority (OJK).

With SamaKita, you can apply for loans online without collateral, with flexible tenor options and transparent interest and repayment information. No additional fees — only interest.

💰 Loan Products

- Loan Amount: Rp300,000 to Rp50,000,000

- Term: From 91 days to 120 days

- Loan Interest: Maximum APR of 30% per year

- Other Fees: No fees other than interest.

📊 Loan Simulation

If you apply for a loan of Rp2,000,000 with a 120-day term and an annual interest rate (APR) of 30%, then:

Total Interest:

Rp2,000,000 × 30% ÷ 365 × 120 days = Rp197,260

Total Repayment:

Rp2,000,000 + Rp197,260 = Rp2,197,260

Other Fees: Rp0

There are no additional fees other than loan interest.

Information regarding interest, tenor, repayment schedule, and total repayment will be displayed transparently in the application before you approve the loan.

SamaKita provides online loans for various needs. Loan applications at SamaKita can be used for both productive and consumptive needs.

SamaKita is committed to providing legal, safe, and transparent loan services with competitive interest rates.

✨ Benefits of Using SamaKita

✔︎ Competitive interest rates

✔︎ No additional fees — only loan interest

✔︎ Easy online application

✔︎ No collateral required

✔︎ Flexible tenor options

✔︎ Transparent interest and payment information

✔︎ Implementing security and data protection policies

😊 How to Apply for a Loan at SamaKita?

1. Download the SamaKita app on the Google Play Store.

2. Register or log in using your mobile number.

3. Complete the required information correctly.

4. Select the available loan amount and tenor.

5. Review the interest rate, payment schedule, and total payment information.

6. Apply for the loan and wait for approval.

7. Once approved, the funds will be transferred to your registered bank account.

The available loan amount and term may vary for each user based on the eligibility evaluation.

💳 How to Pay Your Loan?

You can pay your bill using the payment methods available in the SamaKita app.

Ensure the bill amount and payment information match the information listed in the app before making a payment.

🔒 Safe Using SamaKita

Ensure you only use the official SamaKita app and channels.

Beware of any fraudulent activity using SamaKita's name. SamaKita never requests payment through a personal account or a payment method not listed in the app.

Never provide your PIN, OTP, password, or other confidential information to anyone.

Download SamaKita now and enjoy practical, transparent online loan services without collateral and additional fees.

Contact Us

If you have any issues using the app, you can contact us via:

Email: cs@samakita.co.id

Customer Service: (021) 30002911

Facebook: SamaKita – P2P fintech

Instagram: samakitap2p

Service Hours: 8:00 AM – 10:00 PM WIB | Monday - Sunday

Office Address:

Rukan Permata Senayan, 1st - 4th Floor, Jl. Tentara Pelajar, No. B 10-11, RT 009/RW 007, Grogol Utara, Kec. Old Town, South Jakarta City, DKI Jakarta 12210