LộcVay – Hỗ trợ vay cá nhân

LocVay is a personal loan support application for users in Vietnam. The application provides diverse limits, clear terms and transparent assessment processes to help users access financial support that suits their needs.

Loan Features

Maximum Limit: 12,000,000 VND

Loan Term: 91 – 210 Days

Reference Interest Rate: 0.03% per Day

Maximum Annual Percentage Rate (Estimated APR): Approximately 10.95%/Year

Illustrative Example

With a loan of 3,000,000 VND for 180 days, daily interest rate of 0.03%:

Daily Interest: 3,000,000 × 0.03% = 900 VND

Total Interest: 900 × 180 = 162,000 VND

Total Payment: 3,162,000 VND

Registration Conditions

Users must meet the following requirements:

Be a Vietnamese citizen

Be 18 years of age or older

Have a valid ID card/CCCD

Have a personal phone number

Have a bank account or e-wallet to receive money

Usage process

Download the application and register an account

Provide personal information and verification documents

Select loan limit and term

The system will evaluate the application

Receive disbursement to the registered account

Security commitment

LocVay ensures compliance with current legal regulations and applies appropriate security measures to protect users' personal data. User information is only used for the purpose of evaluating applications and providing services in accordance with the law.

The application regularly updates and improves security measures to ensure a stable and reliable user experience.