Sosyal Konut Ödeme Rehberi

The Social Housing Payment Guide is an independent financial simulation and planning application developed for TOKİ (Housing Development Administration of Turkey) payment plans, income-installment balance, smart budget tracking, and long-term payment projections. With the renewed budget control tool, project guide, and moving and wedding cost calculators, you can now manage your entire financial process from a single point.

Compare different scenarios, analyze your future payment burden, and manage your budget much more consciously.

What's Inside? Our Financial Calculation and Planning Tools:

Smart Budget Control Tool: Instantly track your income, expenses, fixed payments, spending category distribution, and monthly financial health score on a single screen.

TOKİ 2026 Open Sale Payment Calculator: Simulate full cash, half cash, and tiered payment models with periodic increases for current projects and open sales.

Standard Calculation: Test down payment, maturity, and increase scenarios for different TOKİ projects, such as the 500,000 Social Housing Project.

Income-Installment Comparison: Analyze whether your income can handle the future installment burden.

Rent or Buy a Home?: Compare the net asset impact of renting and using the down payment versus buying a home.

Bank Loan or Home Management System?: Compare the real cost, rent pressure, and delivery risk between bank loans and interest-free home management systems.

Bank Loan or TOKİ Social Housing?: Compare TOKİ and bank loan options with a future cost analysis.

Project Page: Access the application process, official resources, and project details from a single point.

Other Calculation Tools:

Moving Cost: See the initial cash needs, permanent expenses, and monthly expense difference that will arise when moving.

Wedding/Marriage Cost: Budget for wedding, engagement, jewelry, dowry, and home furnishing expenses according to your target date.

Key Features

Advanced Results Screens and Graphs: Examine the total cost, category distributions, and monthly payment convenience with clear visual graphs.

Risk and Financial Pressure Analysis: See in advance the potential burdens your payment plan may place on your budget in the coming years (including civil servant salary increase indices).

PDF Reporting: Save or share your payment plans as reports with a single click thanks to the developed PDF engine.

Long-Term Simulations: Analyze payment and savings projections for 1, 5, 10, and 20 years in detail.

Why Social Housing Payment Guide?

You can perform analysis in seconds without needing complex financial statements or Excel files.

You secure your long-term plans by managing your income, expenses, and home payment balance in a single flow.

100% Data Security

Our application never asks for your Turkish Republic Identity Number, e-Government password, account number, or bank information.

All calculations are processed only on your device; they are presented purely for simulation and personal planning purposes.

Official Information Sources

The simulations within the application are modeled based on publicly available information from the following official institutions:

TOKİ Official Website: www.toki.gov.tr

Republic of Turkey Ministry of Environment, Urbanization and Climate Change: www.csb.gov.tr

e-Government Portal: www.turkiye.gov.tr

Official Gazette: www.resmigazete.gov.tr

Important Legal Notice

This application is a completely independent financial tool and software; it has no direct or indirect connection with TOKİ, e-Government, or any official state institution/ministry. All content, estimates, and calculations presented are for informational and simulation purposes only. The relevant official institution statements are valid for final payment plans and official rules.