Advizmo: Invest Excess Funds

ADVIZMO: AUTOMATED INVESTING & CASH MANAGEMENT TO GROW YOUR WEALTH

We are an SEC-registered investment advisor that automatically monitors your money, identifies excess funds, and invests in tax-optimized portfolios, so you can stop leaving money on the table.

THE PROBLEM:

- Cash earning 0% in checking

- Missing out on tax-loss optimization opportunities

- Manually calculating safe-to-invest amounts every payday

- Forgetting to rebalance portfolios

THE SOLUTION:

Advizmo handles everything automatically

WHAT MAKES ADVIZMO DIFFERENT:

Most people have thousands sitting idle in checking. The average user has $10,000+ in excess funds earning nothing.

Advizmo is the only platform that monitors your checking account in real-time, identifies exactly how much is safe to invest based on your upcoming bills, and automatically invests the excess. Our tax-loss optimization and rebalancing strategies can save you thousands in taxes while ensuring every dollar works harder for you.

WHAT ADVIZMO DOES:

- Monitors all your accounts and calculates safe-to-invest amounts for you

- Identifies excess cash in your checking account

- Automatically invests in professionally designed, diversified portfolios

- Makes tax-optimized sales to reduce your tax bill

- Rebalances your portfolio with every purchase

- Alerts you if checking is short for upcoming bills

Every day your excess cash sits idle costs you money. At 5% returns, $10,000 in excess funds could grow to $12,763 in 5 years, money you're leaving on the table today. Start your 7-day free trial today.

HOW IT WORKS:

1. Connect your accounts securely – Link your checking and investment accounts

2. Set your target checking balance – For example, $3,000 to cover bills and emergencies

3. We identify excess funds – Advizmo sees you have $7,500 and determines $4,500 is safely investable after analyzing upcoming bills

4. Automatic investment – That $4,500 gets invested in your tax-optimized portfolio

5. Continuous optimization – We monitor, rebalance, and optimize tax losses automatically

TWO WAYS TO USE ADVIZMO:

Automated Financial Assistant + Cash Management:

- $14.99/month or $99.99/year

- Monitors all accounts, identifies excess funds, alerts on low balances

- 7-day free trial

- Perfect if you want monitoring without automatic investing

Auto-Invest Account (Investment Advisory):

- FREE to open, no minimums

- 0.25% annual advisory fee on invested assets

- Includes tax-loss optimization, automatic rebalancing

- Custody through Interactive Brokers (SIPC insured)

Manage your cash and investments with Advizmo, and take the next step toward achieving your financial goals.

Investment advisory services are offered through TalkAboutHealth, Inc. DBA Advizmo, an SEC-registered investment advisor. Brokerage services and custody are provided by Interactive Brokers LLC ("IBKR"), an SEC-registered broker-dealer and member of FINRA/SIPC. IBKR accounts are protected by SIPC up to $500,000 (including $250,000 for cash), with excess SIPC coverage providing up to an additional $30 million per account. Advizmo is not a bank. All investments involve risk, including the possible loss of principal. Please consider your investment objectives, risk tolerance, and Advizmo's fees before investing. Past performance does not guarantee future results. Securities products are: Not FDIC insured • Not bank guaranteed • May lose value. For more information, see our Form CRS, Form ADV Part 2A, and Disclosures. Check IBKR's background on FINRA's BrokerCheck.

© 2026 TalkAboutHealth, Inc. DBA Advizmo.