FlexSalary Instant Loan App

Personal Loan App - FlexSalary Instant Personal Loan for Salaried and Self-Employed Individuals

FlexSalary is an instant personal loan app offering online loans up to ₹3 lakhs for self-employed and salaried individuals. This loan app provides instant personal loans from Vivifi India Finance Pvt. Ltd., (N-09.00447), an RBI-registered NBFC.

Get instant loan approval and same-day disbursal. Apply for a personal loan online through a digital loan platform and receive funds for medical emergencies, upskilling, sudden home repair or urgent needs. FlexSalary makes online loan applications simple for self-employed and salaried professionals.

💰 Key Features - Instant Personal Loan App

✔ Easy online loan application - complete the loan application in 5 minutes through the mobile loan app

✔ Instant loan approval & disbursal - fast loan approval with money transferred within 24 hours

✔ No hidden charges - transparent loan charges, processing fees, and EMI details

✔ No collateral required - unsecured instant loan based on income evaluation and eligibility criteria

✔ No prepayment charges - pay back online loan anytime with zero penalty

✔ 100% secure digital loan - safe online loan process with encrypted protection

✔ Easy loan repayment - get a personal loan tenure for up to 36 months

✔ Instant loan with simple eligibility - quick personal loan approval for varied income profiles

📋 Loan Details & Terms

• Loan Amount: Up to ₹3,00,000

• Tenure: Up to 36 months

• APR: 20% – 70%

• Processing Fee: Up to 5% + GST (one-time)

. Late Fee: Up to ₹150 per instance

• Auto-Debit Failure Charges: Up to ₹60 per instance

• Prepayment Charges: ₹0

Example: For a Loan Amount Approved of ₹2,00,000, Processing Fee: ₹11,800, at Interest Rate: 34% annual for the Tenure: 9 months, the EMI: ₹25,425.75, Total Interest: ₹29,039.71, Total Repayment Amount(Sum of schedule amount): ₹2,28,831.75, APR: 50.25%

✅ Eligibility Criteria for Personal Loan

• Indian citizen

• Minimum age: 21 years

• Self-employed and Salaried individual

• Monthly income: ₹8,000 or above

Personal loan for applicants with varied income profiles is also considered - relaxed eligibility for quick loan approval.

📄 Required Documents for Instant Loan

• KYC: Aadhaar/PAN card

• Address Proof: Passport/Utility Bill/Rent Agreement

• Income Proof: Last 3 months' Payslips & Bank Statements

📱How to Apply - Get a Personal Loan Online

1. Download FlexSalary instant personal loan app

2. Register with your mobile number for the online loan application

3. Fill personal details, income & bank info for loan approval

4. Complete an instant loan eligibility check for a quick personal loan

5. Upload KYC documents for fast loan verification

6. Get instant loan approval & disbursal within 24 hours

🔐 Security & Support

Your data is 100% safe & encrypted. FlexSalary never shares details with third parties. Member of FACE and UFF, following transparent lending practices and RBI guidelines. Customer support is available for all personal loan queries.

Download the FlexSalary instant loan app today and get quick personal loan approval! Apply for an online loan from home and receive instant loan disbursal the same day into your bank account. Whether you need an emergency loan for medical expenses, upskilling, sudden home repair, etc., this digital loan app makes online borrowing simple and fast. Join thousands of self-employed and salaried professionals who trust the FlexSalary mobile loan app for hassle-free, instant personal loan services with fast loan approval.

📧 Mail: support@flexsalary.com

📱 Call: +91-40-4617-5151

🏢 Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana - 500008

Personal loans are subject to approval. Read all loan documents before borrowing.