เงินกู้สายฟ้า

The Lightning Loan mobile application is operated by SEGURO COMPANY LIMITED, a legally authorized pico-finance provider under the supervision of the Fiscal Policy Office (FPO), Ministry of Finance. It provides legally compliant online loan application services to interested customers. Easy to use, customers can apply for loans, check application status, manage loan information, and view related details at any time.

#Services within the application:

- Apply for loans online via mobile

- Check and track loan application status

- Manage account information and loan details

- Online customer support system

- Request additional loans within the approved limit

- View e-Statement

- Pay installments via Barcode/QR on the app

#Loan Application Steps and Requirements

1. Download and install the Lightning Loan application.

2. Register and verify your identity in the system.

3. Fill in the necessary information for the loan application.

4. Submit the request and wait for review from the team.

5. Upon approval, the loan will be transferred to the specified account.

#Loan Details

Duration: Minimum 91 days – Maximum 120 days

Annual Rate of Purchase (APR): 21% – 36%

Service Fee: 0 THB

Transaction Fee: 0 THB

Example: If a borrower with good credit history wants to borrow 10,000 THB for 120 days at an interest rate of 24% per annum:

Interest payable = 10,000 × 24% ÷ 365 × 120 = 789 THB

Amount repaid upon maturity = 10,000 + 789 = 10,789 THB

* This example is for illustrative purposes only. Actual results depend on loan approval and contract terms.

* When you submit a loan application, the system and staff will process the approval based on your personal information, financial information provided, and an internal credit assessment process. Please note that not all loan applications will be approved, and please carefully consider your actual needs before applying for a loan.

Email: segurothai@segurothai.com

Head Office Address: 952 Ramaland Building, 16th Floor, Rama IV Road, Suriyawong Subdistrict, Bang Rak District, Bangkok 10500, Thailand

Website: https://www.segurothai.com/

Privacy Policy: https://wep.segurothai.com/privacy.html